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Reasonable Pricing
| Posted on July 12, 2014 at 3:50 PM |
I had to buy a tire last Monday because It had a rip right to the side of the tread and could not be patched. So I went to Rudy's Tires here in our neighborhood. The gentleman there gave me the price of $90 which included balancing. I thought that was very reasonable considering I have low profile tires on my Acura.
In the past I would have haggled him for a lower price but, since starting my business and considering they are a small operation I was willing to pay them with what they quoted me. The reason why is because I was considering their overhead and profits. Sometimes customers won't be willing to pay for the cost of your time as a service provider. That's okay because, in business you need to target the kind of customers that are willing to pay what you are quoting. In my experience if you underbid because you convince yourself that you need the business then, you are setting yourself up for not only paying yourself a low wage for what your time is worth as a business owner but, that your overhead if worth coming out of you pocket.
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If you want to live in France and spend your life there you should select a proper house. French property is not cheap and you need to make a major investment. You must also know about the properties for sale in France at various locations. The houses for sale in France come in different prices depending on the location
If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night.
Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop.
If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.
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